English: Harrisburg, PA– Representative Frank Dermody speaking about health insurance reform legislation in the capitol rotunda. Governor Tom Wolf today signed into law House Bill 3, a historic reform to health insurance that creates an online exchange operated by the state in lieu of the federal government. The legislation provides for lower premiums and increased access to health insurance by developing a state-based health insurance exchange and a new reinsurance program. The state-based exchange is expected to save money for those purchasing plans on the exchange. July 2, 2019